Accident cover
With accident cover, the health insurer also pays for treatment after an accident.
Employees working at least eight hours a week are insured against accidents through their employer and can drop this cover from their health insurance. That lowers the premium a little. Our premiums include accident cover.
Age group
Health insurers use three age groups: children up to 18, young adults aged 19 to 25, and adults from 26.
Children pay the lowest premiums, young adults a little less than adults. When we mention the premium without more detail, we mean adults. That way you can roughly add up a family.
Average
The average is the sum of all values divided by how many there are.
We use it, for example, to compare a municipality with its neighbours or premiums with the canton. Every municipality counts equally, whatever its population.
Basic supply
Basic supply means households must buy their electricity from the local grid operator at its regulated tariffs.
Swiss households cannot freely choose their electricity supplier. They are supplied by the grid operator where they live, and ElCom oversees these tariffs. That is why the price depends directly on which municipality you live in.
Electricity tariff per provider and municipality in Switzerland
Canton
Switzerland is made up of 26 cantons, the member states of the federation.
Cantons have their own laws, taxes and authorities. They matter for electricity and health insurance because premium regions are set per canton and we compare each municipality with its canton.
Federal Constitution of the Swiss Confederation (SR 101), Art. 1
cents/kWh
Cents/kWh means Swiss centimes (Rappen) per kilowatt hour, the price of one unit of electricity.
One franc has 100 centimes. If electricity costs 28 cents/kWh, you pay 28 centimes for every kilowatt hour you use. The unit lets you compare prices no matter how much someone consumes.
Electricity tariff per provider and municipality in Switzerland
Climate normal
A climate normal is the average weather over 30 years, here 1991 to 2020.
One hot year would skew the picture. We therefore show the average of the years 1991 to 2020. Temperature, precipitation and sunshine come from the 1 km grid and refer to the lower, milder part of the municipality, where people live. This is a source credit, not a recommendation and not a partnership with MeteoSwiss.
Consumption profile H4
H4 is ElCom's model household using 4,500 kWh a year: a 5-room flat with an electric cooker and tumble dryer, but no electric water heater.
To make prices comparable, ElCom calculates with model households (H1 to H8). H4 is the one ElCom uses as the typical household. Your own price can differ if you use much more or less, because fixed costs such as metering then weigh differently.
Kilowatt hour (kWh) · Electricity price (total tariff) · Yearly electricity cost
Deductible (franchise)
The deductible is the yearly amount of medical costs you pay yourself before the insurer pays.
For adults it is at least CHF 300; children up to 18 have none. A higher deductible lowers the premium, but you carry more costs yourself. Our average premiums are for the lowest deductible.
District
A district is an administrative unit between the canton and the municipality.
Many cantons divide their territory into districts or similar units; the name varies by canton. We also compare municipalities within their district, because the local area often says more than the whole canton.
Electricity price (total tariff)
The electricity price is everything a household pays per kilowatt hour, including grid, metering, levies and the grid surcharge.
We show the total tariff that the grid operator reports to ElCom. It is made up of the energy price, grid use, metering, local and cantonal levies and the federal grid surcharge. VAT is not included. Example: at 26.5 cents/kWh and 4,500 kWh a year, electricity costs about CHF 1,190.
Electricity tariff per provider and municipality in Switzerland
cents/kWh · Energy tariff · Grid usage · Metering tariff · Levies to public authorities · Grid surcharge
Energy tariff
The energy tariff is the part of the price paid for the electricity itself.
The grid operator generates this electricity in its own power plants or buys it in. How cheaply it buys mostly drives this part. In 2027, lower purchase costs cut tariffs at many utilities.
Electricity tariff per provider and municipality in Switzerland
Frost day
A frost day is a day on which the temperature falls below zero degrees.
A day counts when its lowest temperature is below 0 °C. The figure is the 1991 to 2020 average at the reference station, not a grid value and not a forecast. When no station fits, we leave frost days out.
FSO municipality number
The FSO number is the official number the Federal Statistical Office uses to identify each municipality.
Names can change or repeat, the number does not. When municipalities merge, the new one usually gets a new number. We link all data through this number so that prices and premiums belong to the right municipality.
Grid operator
The grid operator is the local utility that delivers electricity to your municipality and sets the tariff.
Switzerland has several hundred grid operators, often municipal utilities or regional suppliers. Each sets its own tariffs and reports them to ElCom every year. In some municipalities two or more operators share the area, so your price depends on your address.
Electricity tariff per provider and municipality in Switzerland
Grid surcharge
The grid surcharge is a federal charge on every kilowatt hour that funds renewable energy.
The Federal Council sets it every year; for 2026 and 2027 it is 2.3 cents/kWh. The money supports, among other things, new solar and hydro plants and ecological upgrades of hydropower stations. So it explains only a small part of the price differences between municipalities; for some tariffs ElCom lists a lower value.
Electricity tariff per provider and municipality in Switzerland
Electricity price (total tariff) · Levies to public authorities
Grid usage
Grid usage is the price for carrying electricity through the power lines to your home.
It pays for building, running and maintaining the grid. Small federal charges, such as for the electricity reserve, are also billed this way. For a profile like H4 this part is about as large as the energy tariff.
Electricity tariff per provider and municipality in Switzerland
Electricity price (total tariff) · Energy tariff · Metering tariff
Kilowatt hour (kWh)
A kilowatt hour is the amount of electricity that runs a 1,000-watt appliance for one hour.
Your meter counts consumption in kilowatt hours. An oven uses about 1 kWh for an hour of baking. A typical household in a larger flat uses a few thousand kWh a year.
Median
The median is the middle value: half of the municipalities are below it, half above.
Unlike the average, the median hardly moves because of a few extreme values. If a municipality is 10% above the cantonal median, its electricity costs more than in most municipalities of the canton.
Average · Rank · Percentile
Metering tariff
The metering tariff pays for the electricity meter and for recording your consumption.
Since 2026 grid operators list these costs separately, usually as a fixed yearly amount. The price per kWh includes its share. Amounts vary a lot: some utilities charge nothing, others well over CHF 100 a year.
Electricity tariff per provider and municipality in Switzerland
Mountain municipality
A mountain municipality here is one whose settlement sits at 1,000 m or higher.
The measure is the altitude where people live, not the highest summit in the territory. When that settlement altitude is 1,000 m or above, we call the municipality a mountain municipality. We do not publish the settlement altitude as a figure. A high peak in the territory does not by itself make it a mountain municipality.
Municipal merger
In a municipal merger, two or more municipalities join to form a single one.
The former municipalities cease to exist as municipalities, but their villages remain. We only count real mergers, not mere renamings or new numbers. Searching for a former municipality on our site takes you to today's municipality.
Neighbouring municipality
A neighbouring municipality is one that shares a border with yours.
We take the neighbours from swisstopo's official municipal boundaries. Comparing with neighbours shows whether moving to the next village might pay off for electricity or premiums.
Percentile
The percentile tells you what share of municipalities is cheaper.
If a municipality is in the 20th percentile, only about 20% of Swiss municipalities are cheaper and about 80% are more expensive. The 50th percentile equals the median.
Price range
The price range shows the lowest and highest electricity price when several grid operators serve one municipality.
Depending on the street or village, a different utility may be responsible. We then give both prices and the difference in percent. Your electricity bill shows which price applies to you.
Electricity tariff per provider and municipality in Switzerland
Rank
The rank shows a municipality's position in a ranking, with rank 1 being the cheapest.
Rank 3 of 160 means only two municipalities are cheaper. If several municipalities have exactly the same price, they share the rank. That often happens when one utility serves many municipalities.
Reference station
The reference station is the measuring station we name next to the grid, with its name and the distance.
We look for the nearest station whose altitude fits the settlement. When it is close and at a similar altitude, we name it and show frost days and days of 30 °C or more measured there. When it is too far, or too high or too low, we show only the grid values and no station figures. The name is a source credit, not a recommendation from MeteoSwiss.
Relative sunshine
Relative sunshine is the share of the hours the sun could shine, not a count of hours.
100 percent would mean sun from sunrise to sunset, every day. A value of 45 percent means the sun shines on average for just under half of the possible time. Cloud and mountains that block the sun lower the share. We show a percent, not hours.
Standard model
In the standard model you may choose any doctor or hospital, without first going to a family doctor or a hotline.
Alternative models (family doctor, HMO, telemedicine) are cheaper because you commit to a first point of contact. We compare municipalities using the standard model because it is defined the same way everywhere. Most insured people actually pay less, with a higher deductible or an alternative model.
Health insurance premium · Deductible (franchise) · Accident cover
Yearly electricity cost
The yearly cost is the electricity price times 4,500 kWh, the bill of a typical H4 household.
We multiply the total tariff in cents/kWh by the yearly consumption of profile H4. Example: 28 cents/kWh times 4,500 kWh makes CHF 1,260 a year. Your own bill depends on your consumption and also includes VAT.
Electricity tariff per provider and municipality in Switzerland
Consumption profile H4 · Electricity price (total tariff) · Kilowatt hour (kWh)
- Source: Federal Statistical Office (FSO), Swiss official commune register, as of 13.10.2026
- Source: Federal Statistical Office (FSO), Spatial divisions of Switzerland, as of 13.10.2026
- Source: Federal Statistical Office (FSO), STATPOP 2025, as of 20.10.2026
- Source: Federal Statistical Office (FSO), geographic key figures, as of 20.10.2026
- Source: Federal Electricity Commission ElCom, Electricity tariff per provider and municipality in Switzerland, as of 13.10.2026
- Source: Federal Electricity Commission ElCom, Consumption profiles, as of 13.10.2026
- Source: Federal Office of Public Health (FOPH), Health insurance premiums, opendata.swiss, as of 13.10.2026
- Source: Federal Office of Public Health (FOPH), premium regions under the FDHA Ordinance on Premium Regions, as of 13.10.2026
- Source: Federal Office of Topography swisstopo, swissBOUNDARIES3D, as of 13.10.2026
- Source: MeteoSwiss, as of 20.10.2026
- Source: Federal Statistical Office (FSO), Commune names with common translations, as of 13.10.2026
- Source: Federal Constitution of the Swiss Confederation (SR 101), Art. 1, as of 13.10.2026
- Source: Federal Office of Topography swisstopo, swissBOUNDARIES3D