Living in Zell (LU): electricity and health insurance 2027

Electricity (H4) 24.67 cents/kWh, 9.0% cheaper than the Swiss average

H4 price comparison

Zell (LU)

24.67 cents/kWh

Canton of Lucerne

24.93 cents/kWh

Switzerland

27.12 cents/kWh

Source: Federal Electricity Commission ElCom, Electricity tariff per provider and municipality in Switzerland, as of 13.10.2026

Electricity 2027

Standard product

CKW AG

Source: Federal Electricity Commission ElCom, Electricity tariff per provider and municipality in Switzerland, as of 13.10.2026Source: Federal Electricity Commission ElCom, Consumption profiles, as of 13.10.2026
2-room flat2-rmH1 · 1,600 kWh/yearcents/kWh	4-room flat4-rmH2 · 2,500 kWh/yearcents/kWh	4-room flat with electric water heater4-rmH3 · 4,500 kWh/yearcents/kWh	5-room flat5-rmH4 · 4,500 kWh/yearcents/kWh	5-room detached house5-rmH5 · 7,500 kWh/yearcents/kWh	5-room detached house with electric heating5-rmH6 · 25,000 kWh/yearcents/kWh	5-room detached house with heat pump5-rmH7 · 13,000 kWh/yearcents/kWh	large owner-occupied flatflatH8 · 7,500 kWh/yearcents/kWh
28.14 cents/kWh▼ 3.1%	26.00 cents/kWh▼ 3.0%	24.67 cents/kWh▼ 2.9%	24.67 cents/kWh▼ 2.9%	23.52 cents/kWh▼ 2.8%	22.90 cents/kWh▼ 2.8%	22.75 cents/kWh▼ 2.7%	23.76 cents/kWh▼ 2.9%

H4 breakdown

Grid usage8.55 cents/kWh
Energy11.50 cents/kWh
Levies0.85 cents/kWh
Grid surcharge2.30 cents/kWh
Standing chargeno standing charge

Source: Federal Electricity Commission ElCom, Electricity tariff per provider and municipality in Switzerland, as of 13.10.2026Source: Federal Electricity Commission ElCom, Consumption profiles, as of 13.10.2026

Health insurance 2027

Adultsfrom 439.70 CHF/month▲ 6.1%
Adults, on average538.63 CHF/month▲ 4.9%
Young adultsfrom 321 CHF/month▲ 6.1%
Young adults, on average405.43 CHF/month▲ 5.0%
Childrenfrom 96.70 CHF/month▲ 6.0%
Children, on average129.29 CHF/month▲ 4.8%

Premium region 3: all municipalities

Source: Federal Office of Public Health (FOPH), Health insurance premiums, opendata.swiss, as of 13.10.2026Source: Federal Office of Public Health (FOPH), premium regions under the FDHA Ordinance on Premium Regions, as of 13.10.2026

Population 2025

Residents2,264
Foreign share15.2%
Ages 0–19457 · 20.2%
Ages 20–641,353 · 59.8%
Ages 65 and over454 · 20.1%
Residents per km²162.8

Source: Federal Statistical Office (FSO), STATPOP 2025, as of 20.10.2026Source: Federal Statistical Office (FSO), geographic key figures, as of 20.10.2026

Geography

Altitude560–782 m
Lakeno
Mountain municipalityno

Mountain municipality means the settlement sits at 1,000 m or higher.

Source: Federal Statistical Office (FSO), geographic key figures, as of 20.10.2026Source: Federal Office of Topography swisstopo, swissBOUNDARIES3D, as of 13.10.2026

Climate, 1991–2020 averages

Temperature8.7 °C
Annual precipitation1,196 mm
Sunshine, share of possible hours41.7%
Frost days92.2
Days of 30 °C or more12.2
Reference stationWynau, 17.0 km

Source: MeteoSwiss, as of 20.10.2026

Context

For Zell (LU), the comparisons look like this.

Zell (LU) is at 538.63 CHF/month, the Swiss average at 623.55 CHF/month (13.6%), rank 94 of 2,110.

At 4,500 kWh, profile H4 costs 1,110 CHF/year in Zell (LU). The municipal median is 1,111 CHF/year.

Zell (LU) pays 538.63 CHF/month. The canton averages 545.69 CHF/month (1.3%), calculated with the deductible (franchise).

Source: Federal Statistical Office (FSO), Swiss official commune register, as of 13.10.2026 Source: Federal Statistical Office (FSO), Spatial divisions of Switzerland, as of 13.10.2026 Source: Federal Office of Topography swisstopo, swissBOUNDARIES3D

All municipalities in the canton Lucerne · Electricity ranking

Questions

What does electricity cost in Zell (LU) in 2027?

At 4,500 kWh, profile H4 costs 1,110 CHF/year in Zell (LU). The municipal median is 1,111 CHF/year.

What does health insurance cost in Zell (LU)?

Zell (LU) is at 538.63 CHF/month, the Swiss average at 623.55 CHF/month (13.6%), rank 94 of 2,110. Zell (LU) pays 538.63 CHF/month. The canton averages 545.69 CHF/month (1.3%), calculated with the deductible (franchise).

Border neighbours

Zell (LU) or Ufhusen5,318 m · 16.3%

Source: Federal Office of Topography swisstopo, swissBOUNDARIES3D, as of 13.10.2026Source: Federal Electricity Commission ElCom, Electricity tariff per provider and municipality in Switzerland, as of 13.10.2026

Nearby municipalities

Source: Federal Office of Topography swisstopo, swissBOUNDARIES3D Straight-line distance between municipality centres.

Same premium region

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